Author
Jim Mulherin

Jim Mulherin

Jim is the Head of Product and has a deep experience leading product teams in the payment space.

More from the author

8 Essential components for intelligent payment routing
Product
8 Essential components for intelligent payment routing

Learn the essential components of intelligent payment routing to reduce false declines, improve authorization rates, and recover settled revenue with Paymend.

Apr 2, 2026
How to fix "transaction declined - gateway rejected"
Product
How to fix "transaction declined - gateway rejected"

Learn how to fix “transaction declined - gateway rejected” by identifying validation errors, rule misconfigurations, routing issues, and recovery opportunities.

Mar 20, 2026
What is a payment gateway? Definition and best practices for implementation
Industry Insights
What is a payment gateway? Definition and best practices for implementation

Learn how they differ from processors and acquirers, and best practices to reduce declines.

Mar 12, 2026
Decoding declines: A guide to understanding the causes of payment failure
Payments Landscape
Decoding declines: A guide to understanding the causes of payment failure and boosting your approval rates

How to use decline data strategically to boost your approval rates?

Jan 8, 2026
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