Revenue recovery engine for online merchants
We analyze every failed payment in real-time and put it on the optimal path to recovery, boosting your approval rates while cutting operational costs.
Why merchants choose Paymend
The complete payment recovery solution
Data-driven recovery
in real-time
Our intelligent engine evaluates failed payments and dynamically selects the best recovery strategy using a rich set of signals. Smart routing, adaptive retries and alternative rails are just some of the features we use to ensure an approval is obtained, where possible. We feed back every decision to our continuously learning system to make future recovery even more effective.
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Retries optimized
for success
Unlike inflexible legacy systems, we don’t just retry, we retry with intent. Benefitting from millions of transaction data points, including issuing bank behavior, decline codes and transaction amounts, we determine the route that offers the highest probability of success.
Learn moreWorks with your existing payment stack
Paymend sits alongside your existing payment stack. No matter which gateway or processor you’re using, we enhance what you already have, operating as an intelligent recovery layer that works with your infrastructure - not against it.
Check our API docs
Real-time reporting
dashboard
Gain complete visibility and control over your payment operations. Our dashboard offers deep analytics and insights on payments, settlements and alerts. Monitor your recovery and payment performance in real-time.
Integrate nowConnect in weeks, not months
We build Paymend to be plug-and-play. We layer on top of your existing infrastructure so you can start recovering revenue immediately, without disrupting your current operations.
Connect via one of our CRM partners or integrate directly to the Paymend API.
Designed for developers, our API is easy to use and designed to evolve without breaking what already works.
Our recovery happens at the processing layer. You don’t need to change a single line of code on your frontend or checkout page.
What our clients say about us
When a processor rejected a transaction, we had no control and each decline meant lost revenue directly impacting our bottom line. We no longer worry about it, we simply route the transaction to Paymend to handle it. We’ve recovered 14% of previously failed transactions.
Recovered of failed transactions.
Everything you need to know
Grow your business.
