Revenue recovery

Revenue recovery engine
for online merchants

We analyze every failed payment in real-time and put it on the optimal path to recovery, boosting your approval rates while cutting operational costs.

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Benefits

Why merchants
choose Paymend

Real-time decision making
Our intelligent platform learns from thousands of transactions to create customized retry logic for every transaction. The more we process, the smarter it gets.
Real-time intelligence
Save operational costs
Stop manual payment chasing or building expensive in-house recovery tools. You only pay when we actually recover revenue.
Save operational costs
Increase conversion rates
We turn declines into approvals.
Your checkout stays the same, your revenue increases.
Increase authorization rate
Stop involuntary churn
Don’t lose loyal customers due to temporary failures. Paymend recovers failed payments, preserving lifetime value and recurring revenue.
Stop involuntary churn
Product

How it works

Revenue recovery

Data-driven recovery
in real-time

Our intelligent engine evaluates failed payments and dynamically selects the best recovery strategy using a rich set of signals. Smart routing, adaptive retries and alternative rails are just some of the features we use to ensure an approval is obtained, where possible. We feed back every decision to our continuously learning system to make future recovery even more effective.

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Data-driven recovery in real-time
Retries optimized for success
Risk and dispute management

Retries optimized
for success

Unlike inflexible legacy systems, we don’t just retry, we retry with intent. Benefitting from millions of transaction data points, including issuing bank behavior, decline codes and transaction amounts, we determine the route that offers the highest probability of success.

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Payment partners

Works with your existing payment stack

Paymend sits alongside your existing payment stack. No matter which gateway or processor you’re using, we enhance what you already have, operating as an intelligent recovery layer that works with your infrastructure - not against it.

Check our API documentation
Works with your existing payment stack
Real-time reporting dashboard
Real-time

Real-time reporting
dashboard

Gain complete visibility and control over your payment operations. Our dashboard offers deep analytics and insights on payments, settlements and alerts. Monitor your recovery and payment performance in real-time.

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Integrations

Connect in weeks, not months

We build Paymend to be plug-and-play. We layer on top of your existing infrastructure so you can start recovering revenue immediately, without disrupting your current operations.

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Connect your stack

Connect via one of our CRM partners or integrate directly to the Paymend API.

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Powerful API

Designed for developers, our API is easy to use and designed to evolve without breaking what already works.

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Zero checkout changes

Our recovery happens at the processing layer. You don’t need to change a single line of code on your frontend or checkout page.

Customers stories

What our clients say about us

When a processor rejected a transaction, we had no control and each decline meant lost revenue directly impacting our bottom line. We no longer worry about it, we simply route the transaction to Paymend to handle it. We’ve recovered 14% of previously failed transactions.

Eli Mosko
Eli Mosko | VP Payments | Fitness Tech Holdings LLC
14%

Recovered of failed transactions.

FAQ’s

Everything you need to know

Ready to recover revenue?

Tell us what you need — we’ll show how Paymend secures your transactions and powers faster, smarter payments.

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Boost approval rates
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Recover lost sales
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No impact on customer journey